应用介绍

美国借贷合同英文版

美国借贷合同英文版.docx

Personal Loan Agreement

This Loan Agreement ("Agreement") is made and entered into on this ___ day of ____________, 20__, by and between:

Lender: ___________________________
Address: ___________________________
Phone: ________________

AND

Borrower: ___________________________
Address: ___________________________
Phone: ________________

1. Loan Amount and Disbursement

The Lender agrees to loan the Borrower the principal sum of $__________ ("Loan"). The Loan will be disbursed to the Borrower on or before _____________, 20__ via _____________________.

2. Repayment Terms

The Borrower agrees to repay the Loan in full, including any applicable interest, according to the following schedule:
• Repayment Start Date: _____________
• Monthly Installment: $__________
• Final Payment Due Date: _____________.

3. Interest Rate

The Loan shall bear interest at a rate of ___% per annum, calculated on the outstanding principal balance, unless otherwise agreed in writing.

4. Late Payment

A late fee of $__________ will be charged for any payment not received within ___ days of the due date.

5. Prepayment

The Borrower may prepay the Loan in whole or in part at any time without penalty.

6. Default

If the Borrower fails to make any payment under this Agreement, the Lender may declare the entire unpaid principal and interest immediately due and payable.

7. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of ___________.

8. Signatures

IN WITNESS WHEREOF, the parties hereto have executed this Loan Agreement as of the day and year first above written.

___________________________
Lender Signature
Date: ______________

___________________________
Borrower Signature
Date: ______________